Are you ready to become a homeowner?

We specialized in first-time homebuyers, second homes, investments, and other loan products. My two decades of experience will ease your worries. Inquire about the best home loan programs in Texas that we can offer.

For Questions, Kindly fill-out the "Q&A with Broker"
form

Ready to apply? Click "Apply Now" to start the process

Because It’s Time To Seek Financial Assistance From an Expert

Down-payment Assistance

Inquire now for the assistance program

Fixed-rate Loans

Fixed-rate conventional mortgages

Specialty Loans

ITIN, Non-QM Loans

Hablamos Español

De nemos expertas que su idioma

Whatever the case may be, it's best that you inquire and talk to me. Let's see how I can help you and explore your options.

What are the Common Loan Programs?

Inquire for the best loan options that you can get.

FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

Click to Learn More →

VA Loans

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

Click to Learn More →

USDA Loans

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

Click to Learn More →

Jumbo Loans

Jumbo Loans are used to finance properties that are too expensive for a conventional conforming loan. There's maximum amount for a conforming loan as determined by the Federal Housing Finance Agency (FHFA).

Click to Learn More →

With me, there's no compromise.

2 Decades of experience

As an experienced loan officer in Texas, you can count on me to guide you through the mortgage process. Whether you are a first-time homebuyer, a current homeowner wanting to refinance an existing mortgage or add an investment property to your rental portfolio, my focus is on providing a five-star customer experience. Texans Mortgage Group - powered by Barrett Financial offers competitive interest rates and a wide range of loan products from fixed-rate conventional mortgages to FHA, VA, Jumbo loans as well as down-payment assistance programs.

NMLS# 262973 Co. NMLS #181106

  • No-hassle loan applications

  • Step-by-step guide in closing your loans

Home buying journey in 5 simple steps!

01: Find Out How Much you can Borrow

The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.

02

: Select the right loan program

Home loans come in many shapes and sizes. Deciding which loan makes the most sense for your financial situation and goals means understanding the benefits of each.

Click to Learn More

03

: Apply for a loan

After figuring out which loans is the most beneficial for you. You can go ahead and start the application process.

Click to Apply now

04

: Begin loan processing

Although lenders conform to standards set by government agencies, loan approval guidelines vary depending on the terms of each loan.

Click to Learn More

05

: Close your loan

After your loan is approved, you are ready to sign the final loan documents. You must review the documents prior to signing and make sure that the interest rate and loan terms are what you were promised.

No Compromise, Just Maximize

Read our guides and more -- check out our blogs!

Planificación de la expansión familiar: consideraciones esenciales para los compradores de viviendas en Texas

Planificación de la expansión familiar: consideraciones esenciales para los compradores de viviendas en Texas

Descubra los factores clave que los compradores de viviendas en Texas deben considerar para una futura expansión familiar. Aprenda cómo elegir una casa que crezca con su familia y satisfaga las necesi... ...more

Home Loan Guides ,Home Basics &Spanish

June 19, 20244 min read

Planning for Family Expansion: Essential Considerations for Texas Homebuyers

Planning for Family Expansion: Essential Considerations for Texas Homebuyers

Discover key factors Texas homebuyers should consider for future family expansion. Learn how to choose a home that grows with your family and meets long-term needs. ...more

Home Loan Guides ,English &Home Basics

June 19, 20243 min read

Dominar el arte de negociar reparaciones después de la inspección de la vivienda: una guía para compradores de viviendas en Texas

Dominar el arte de negociar reparaciones después de la inspección de la vivienda: una guía para compradores de viviendas en Texas

¡Aprenda a negociar reparaciones después de una inspección de la vivienda como un profesional! Descubra consejos esenciales para los compradores de viviendas en Texas sobre cómo navegar eficazmente el... ...more

Home Loan Guides ,Home Basics &Spanish

June 12, 20242 min read

Aliquam Venenatis, Sapien

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element

Aliquam Venenatis, Sapien

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element

Aliquam Venenatis, Sapien

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element

Aliquam Venenatis, Sapien

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element

Hear What Our Clients Say

Reviews were imported from Google & Facebook

Facebook Review

Jackeline Deleon Gonzalez

The best trio! I had the pleasure of working with Patricia and she has been of great assistance throughout the entire process. Even after we closed on our home she is there to answer any questions. Highly recommended, the best. Rudy and Team, thank you!!!

Jen Perez

Rudy and the staff are so nice you get the good vibe when you walk in very sweet front desk girl I’m very blessed to have friends like Rudy se los recomiendo *5

Angie Zamora

Rudy and the rest of the staff are so helpful and welcoming. They make you feel like family even after the whole process is over. Everyone knows that the home buying process is not a walk in the park, it’s stressful, it’s frustrating at times but with Texas Mortgage Lender you never feel that way. They help you every step of the way, best decision I ever made. I have been in my home since 2017.

Ernesto Ortega

Best customer service at this location

Address: 16821 Buccaneer Lane, Suite 200, Houston, TX 77058

COMPANY NMLS: 181106

RUDY ZARATE | NMLS #262973 | Barrett Financial Group, L.L.C. | NMLS #181106

View complaint policy at www.barrettfinancial.com/texas-complaint

This is not a commitment to lend. All loans are subject to credit approval.

www.nmlsconsumeraccess.org

Copyright ©2023 Barrett Financial Group, Inc.

All Rights Reserved.

(281) 747-6699

Operating Hours:

  • Mon 08:30 am – 05:30 pm

  • Tue 07:30 am – 04:30 pm

  • Wed 07:30 am – 04:30 pm

  • Thu 08:30 am – 05:30 pm

  • Fri 07:30 am – 04:30 pm

  • Weekends Closed

275 E Rivulon Blvd, STE 200,

Gilbert, AZ 85297

480-459-4500

loans@barrettfinancial.com