Are you ready to become a homeowner?

We specialized in first-time homebuyers, second homes, investments, and other loan products. My two decades of experience will ease your worries. Inquire about the best home loan programs in Texas that we can offer.

For Questions, Kindly fill-out the "Q&A with Broker"
form

Ready to apply? Click "Apply Now" to start the process

Because It’s Time To Seek Financial Assistance From an Expert

Down-payment Assistance

Inquire now for the assistance program

Fixed-rate Loans

Fixed-rate conventional mortgages

Specialty Loans

ITIN, Non-QM Loans

Hablamos Español

De nemos expertas que su idioma

Whatever the case may be, it's best that you inquire and talk to me. Let's see how I can help you and explore your options.

What are the Common Loan Programs?

Inquire for the best loan options that you can get.

FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

Click to Learn More →

VA Loans

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

Click to Learn More →

USDA Loans

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

Click to Learn More →

Jumbo Loans

Jumbo Loans are used to finance properties that are too expensive for a conventional conforming loan. There's maximum amount for a conforming loan as determined by the Federal Housing Finance Agency (FHFA).

Click to Learn More →

With me, there's no compromise.

2 Decades of experience

As an experienced loan officer in Texas, you can count on me to guide you through the mortgage process. Whether you are a first-time homebuyer, a current homeowner wanting to refinance an existing mortgage or add an investment property to your rental portfolio, my focus is on providing a five-star customer experience. Texans Mortgage Group - powered by Barrett Financial offers competitive interest rates and a wide range of loan products from fixed-rate conventional mortgages to FHA, VA, Jumbo loans as well as down-payment assistance programs.

NMLS# 262973 Co. NMLS #181106

  • No-hassle loan applications

  • Step-by-step guide in closing your loans

Home buying journey in 5 simple steps!

01: Find Out How Much you can Borrow

The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.

02

: Select the right loan program

Home loans come in many shapes and sizes. Deciding which loan makes the most sense for your financial situation and goals means understanding the benefits of each.

Click to Learn More

03

: Apply for a loan

After figuring out which loans is the most beneficial for you. You can go ahead and start the application process.

Click to Apply now

04

: Begin loan processing

Although lenders conform to standards set by government agencies, loan approval guidelines vary depending on the terms of each loan.

Click to Learn More

05

: Close your loan

After your loan is approved, you are ready to sign the final loan documents. You must review the documents prior to signing and make sure that the interest rate and loan terms are what you were promised.

No Compromise, Just Maximize

Read our guides and more -- check out our blogs!

Programas de asistencia para el pago inicial: hacer que la propiedad de vivienda sea asequible para los compradores de Texas

Programas de asistencia para el pago inicial: hacer que la propiedad de vivienda sea asequible para los compradores de Texas

Esta es una serie de ocho partes de Una guía paso a paso para compradores de vivienda por primera vez en Texas, y esta es la parte 4. Explore varios programas de asistencia con el pago inicial disponi... ...more

Home Loan Guides ,Home Basics &Spanish

July 18, 20242 min read

Down Payment Assistance Programs: Making Homeownership Affordable for Texas Buyers

Down Payment Assistance Programs: Making Homeownership Affordable for Texas Buyers

This is an eight part series of A Step-by-Step Guide for First-Time Homebuyers in Texas, and this is part 4. Explore various down payment assistance programs available to first-time homebuyers in Texa... ...more

Home Loan Guides ,English &Home Basics

July 17, 20241 min read

El proceso de aprobación previa: fortaleciendo su posición como comprador de vivienda en Texas

El proceso de aprobación previa: fortaleciendo su posición como comprador de vivienda en Texas

Esta es una serie de ocho partes de Una guía paso a paso para compradores de vivienda por primera vez en Texas, y esta es la parte 3. Conozca los pasos para obtener una aprobación previa para una hipo... ...more

Home Loan Guides ,Home Basics &Spanish

July 10, 20242 min read

Aliquam Venenatis, Sapien

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element

Aliquam Venenatis, Sapien

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element

Aliquam Venenatis, Sapien

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element

Aliquam Venenatis, Sapien

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element

Hear What Our Clients Say

Reviews were imported from Google & Facebook

Facebook Review

Jackeline Deleon Gonzalez

The best trio! I had the pleasure of working with Patricia and she has been of great assistance throughout the entire process. Even after we closed on our home she is there to answer any questions. Highly recommended, the best. Rudy and Team, thank you!!!

Jen Perez

Rudy and the staff are so nice you get the good vibe when you walk in very sweet front desk girl I’m very blessed to have friends like Rudy se los recomiendo *5

Angie Zamora

Rudy and the rest of the staff are so helpful and welcoming. They make you feel like family even after the whole process is over. Everyone knows that the home buying process is not a walk in the park, it’s stressful, it’s frustrating at times but with Texas Mortgage Lender you never feel that way. They help you every step of the way, best decision I ever made. I have been in my home since 2017.

Ernesto Ortega

Best customer service at this location

Address: 16821 Buccaneer Lane, Suite 200, Houston, TX 77058

COMPANY NMLS: 181106

RUDY ZARATE | NMLS #262973 | Barrett Financial Group, L.L.C. | NMLS #181106

View complaint policy at www.barrettfinancial.com/texas-complaint

This is not a commitment to lend. All loans are subject to credit approval.

www.nmlsconsumeraccess.org

Copyright ©2023 Barrett Financial Group, Inc.

All Rights Reserved.

(281) 747-6699

Operating Hours:

  • Mon 08:30 am – 05:30 pm

  • Tue 07:30 am – 04:30 pm

  • Wed 07:30 am – 04:30 pm

  • Thu 08:30 am – 05:30 pm

  • Fri 07:30 am – 04:30 pm

  • Weekends Closed

275 E Rivulon Blvd, STE 200,

Gilbert, AZ 85297

480-459-4500

loans@barrettfinancial.com